Virtual Card Payments

A virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W is a unique, single-use or limited-use card number issued for a specific payment.  It allows buyers to pay suppliers securely and electronically – without needing a physical card.

It streamlines your payment workflows, eliminates manual tasks like check printing, improves reconciliationThe process of matching financial records—such as payments and invoices—to ensure accuracy in accounting and reporting. through automation, and earns rebates on eligible payments – turning an AP department into a source of efficiency and revenue.

Key benefits include lower processing costs, faster paymentsA general term for modern payment methods that allow funds to move quickly – often in seconds – between financial institutions. to suppliers, simplified reconciliationThe process of matching financial records—such as payments and invoices—to ensure accuracy in accounting and reporting., and the potential to earn rebates on transactions. Virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W payments also are the most secure payment method – they are plastic-less, the supplier never receives the full 16-digit card number, all data is encrypted, and you can set an amount or amount range and date or date range.

Leading virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W solutions providers specialize in improving underperforming programs. With industry-leading supplier enrollment services, intelligent tools for optimization, a trusted supplier networkA connected platform that links buyers and suppliers to exchange invoices, payments, and remittance information efficiently., and built-in fraud controls, they help you convert more vendors and maximize revenue and value.

The best virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W solutions providers offer dedicated teams to handle outreach, education, and onboarding to convert suppliers on your behalf.  They also use a trusted supplier database to target vendors that are more likely to accept virtual cards.

Ghost cards are virtual cards assigned to specific vendors or recurring payments – such as subscriptions or software.  They simplify regular transactions and reduce manual intervention while maintaining strong security.

Each virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W payment is matched automatically to the correct invoice, eliminating manual entry and reducing errors.  This accelerates the close process and boosts accuracy.

Virtual cards reduce the risk of fraud with features like multi-factor authentication, advanced encryption, and limited-use card numbers. Plus, there are no physical checks that can be intercepted or lost, and the fast processing and settlement of cards makes them easier to track than checks.

Yes.  Virtual cardA single-use or vendor-specific digital payment card used in B2B payments to improve control, visibility, and rebate potential. W solutions can be tailored for industries such as media and advertising, property management, hospitality, healthcare, and golf – each with unique payment needs and high transaction volumes.

Yes.  The best virtual card payments solutions are part of a complete invoice-to-pay platform, enabling seamless automation from invoice receipt through to reconciliationThe process of matching financial records—such as payments and invoices—to ensure accuracy in accounting and reporting..

Customers typically see reduced processing costs, faster reconciliationThe process of matching financial records—such as payments and invoices—to ensure accuracy in accounting and reporting., enhanced security, and new revenue opportunities.  Many customers experience fast implementation and strong ongoing support.

Our trusted supplier database, intelligent card optimization tools, white-glove supplier onboarding, and expertise in payment automation help ensure you get maximum adoption, revenue, and results. Visibility allows teams to quickly identify unused cards, helping reduce manual follow-up—saving time and reducing errors, supporting security and compliance.