Payments solutions for every business in every industry
Cut costs. Increase efficiency. Reduce fraud. Generate new revenue. Smart payment solutions can make it happen.
Fast. Efficient. Secure. On time. These are the attributes of our B2B payments platform.
Increase productivity and reduce time spent processing payments.
Earn revenue on digital payments and reduce payment processing costs.
Our best-in-class technology and services help to automate, optimize, and monetize B2B payments. Learn more about our end-to-end solution.
Accounts Payable Automation
Let’s streamline your payments operations and get full visibility into every payment you make. It’s time to eliminate high processing fees and remove the fraud risk that come with paper checks.
Tailored Payments Processing
Our platform was built to provide you with full flexibility to manage your own business. We’ll integrate with the financial tools you already use, and provide you with full control over card authorizations. See every payment your company makes.
Payment Options
Virtual Cards
Whether your business already accepts card payments or wants to start accepting card payments, we provide the most secure form of payment, virtual cards.
Virtual cards are highly secure, single-use cards that reduce costs by minimizing manual processes and fraud associated with other forms of payments such as checks. Experience faster reconciliations and real-time controls for compliance.
B2B Payments Network
Securely transfer funds directly into your bank account, eliminate manual data entry, and easily reconcile using our automated data feeds or APIs that include invoice-level details.
Additionally, you’ll have access to our vendor-friendly portal for on-demand payment data and history.
Payment types
Each supplier has unique payment requirements. CSI’s platform can deliver on all of them. Virtual card. ACH. B2B Payments Network. Foreign exchange (FX). Check. If it’s a payment method, we handle it.
Virtual Cards
ACH
B2B payments network
Ghost cards
Foreign exchange
Check
How it works
Simple, secure and streamlined business payments.
Simple
Simple integration with any ERP. We make it easy to get your payments data into our platform. Upload a single native file from your ERP into our payments platform or directly integrate using our APIs or FP services for automated data transfes. See our integrations partners.
Supplier enrollment & enablement
Ready to get your suppliers onboarded? We'll launch a supplier enrollment campaign on your behalf to ensure easy disbursement of virtual card, ACH, check, network, or foreign exchange (FX) payments. We work with you and your suppliers to optimize your payment relationship.
Flexible
Built for your unique processes. Set your internal controls, manage workflows, establish approval parameters, define reconciliation options, and gain full visibility into all of your payments.
Income opportunity
Schedule your first "payment run" and start sending payments. See your Accounts Payable shift from a cost center to a revenue generator as you earn rebates on all virtual card and proprietary network payments.
What to Expect
A fast, flexible and secure platform that issues and processes virtual card payments.
- Card creation, authorization, and settlement via APIs
- Modern architecture for open and flexible integrations
- Risk management
- Data analytics
- Negotiated Transaction Fees
- Dedicated BIN(s)
- Development and support services
- Compliance services
- PCI-DSS compliant
Case Studies & Testimonials
We couldn’t be happier. Acceptance is great and the reporting makes things much easier for accounting
Travel booking tool
In partnership with AmTrav, book and pay for business travel, including air, rail, hotel, and cars, by leveraging virtual card corporate travel payment solutions. Once the trip is booked, give travelers full access to trip details and resources, hotel authorization forms, and on-the-fly business travel payments through the CSI Go mobile app.
Travel booking tool
In partnership with AmTrav, book and pay for business travel, including air, rail, hotel, and cars, by leveraging virtual card corporate travel payment solutions. Once the trip is booked, give travelers full access to trip details and resources, hotel authorization forms, and on-the-fly business travel payments through the CSI Go mobile app.
Testimonials
“Corporate Spending Innovations’ flexible and advanced payment technology is what makes their solution superior within the Fintech space. Corporate Spending Innovations understands the needs and demands of the market and is able to remain nimble and flexible in a fast-moving industry.”
“Corporate Spending Innovations has been a great partner. They understand the various card programs and how to make their payables program work for the benefit of our bank and our customers.”
Features
Our platform is pressure-tested to combat fraud, reduce risk and uphold compliance requirements.
Our Solutions
CSI’s API capabilities offer flexibility to develop and integrate to your preferred system. Deliver easy, secure virtual credit card payments for air, rail, hotel and car rentals.
Turn Payables Into Profit
Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.
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Digital Payment Processing Your Way
Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.
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Corporate Travel: You've Reached Your Destination
Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.
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Fleet Solutions Driving Down Costs
Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.
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“Corporate Spending Innovations’ flexible and advanced payment technology is what makes their solution superior within the Fintech space. Corporate Spending Innovations understands the needs and demands of the market and is able to remain nimble and flexible in a fast-moving industry.”
It just works.
Some of our customers asked great questions before they made the decision to work with Edenred Pay
- Will your solution work with my existing ERP system?
Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.
- Will your solution work with my existing ERP system?
Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.
- Will your solution work with my existing ERP system?
Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.
- Will your solution work with my existing ERP system?
Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.
Big gains. No pain.
Follow the digitization trend
Digitization in payments is happening fast, bringing efficiency, security, and new business models.
$120 Trillion
Global B2B Payments Volume.
Follow the digitization trend
Digitization in payments is happening fast, bringing efficiency, security, and new business models.
$18.7 Billion
US annual losses from check fraud.
Streamlining your payments.
Focus
Resources
Onboarding
One Action
Long story short: We’re your payments experts.
Corporate Spending Innovations has spent over 20 years focused in one area…digital payments. We understand the intricacies of Accounts Payable.
Strategic partnerships
Trusted by regional, national & global financial institutions
Trusted by regional, national & global financial institutions
Payments automation
Supercharge commercial card business, generate new revenue, and expand your treasury profile of payments and cash management-related services. Our end-to-end payments solution is compatible with a variety of connectivity platforms to manage all of your commercial customers’ payments including: virtual card, ACH, proprietary network, check, FX, wire, and real-time payments.
Financial institution partnership: How it works
To build a strong partnership, we begin by assessing your goals, objectives and overall needs to determine the appropriate Corporate Spending Innovations’ assets to leverage. We will assemble a tailored approach designed to deliver on your business goals. These are some common partnership models:
Technology-Only Partnerships
License CSI Paysystems and maintain a user interface with your brand front and center. You manage the program support functions or leverage the option to supplement your current program management capabilities with one or more of our support services such as implementation or vendor enrollment support.
Full-Service Technology Partnership
In addition to a comprehensive, white-labeled technology solution, our full-service partnership will include program management expertise through marketing, sales training and support, implementation, relationship management, vendor enrollment, manual payment processing, and payment file-mapping.
Referral Partnership
Protect your core treasury management revenues by referring your corporate clients and integrated payables opportunities to Corporate Spending Innovations and our team will do the rest. Your customer will receive branded access to CSI Paysystems along with industry leading program management services. Your client will modernize their payables and your bank will share in the proceeds.
What to expect
One Platform, Multiple Payment Modalities
Revenue
Growth
Innovation
Support
Partner Flexibility
Multiple partnership opportunities delivering an immediate competitive advantage. Create extraordinary value to retain key commercial banking customers and acquire new treasury relationships.
Security You Can Trust
We take compliance seriously and ensure best practices company wide with ongoing policy reviews. Every employee is PCI DSS trained from day one and our internal compliance team holds Accredited ACH Professional (AAP), National Check Professional (NCP), and Certified Anti-Money Laundering Specialist (CAMS) certifications.
Industry Leading Enablement
We know a thing or two about building relationships in the B2B sector. We consistently achieve more than two times the industry average for onboarding card-accepting suppliers for commercial clients. That adds up to more secure virtual card spend and increased revenue generation for your FI.
Testimonials
“Corporate Spending Innovations’ flexible and advanced payment technology is what makes their solution superior within the Fintech space. Corporate Spending Innovations understands the needs and demands of the market and is able to remain nimble and flexible in a fast-moving industry.”
“Corporate Spending Innovations has been a great partner. They understand the various card programs and how to make their payables program work for the benefit of our bank and our customers.”
Embracing the Power of Collaboration, One Partner at a Time.
A best-in-class solution builds upon a strong product foundation. Software integrations that offer customers new features or ease of use extends the value/capabilities for a competitive advantage.
Technology Partnership Options
- Referral and Integration
Referral of Partner’s customers and prospects. SFTP or API integration between Partner’s platform and CSI Paysystems that directly syncs vendor data, payments data, and reconciliation data.
- Embedded
Seamless integration into Partner’s OEM. Experience leveraging CSI’s secure APIs, webhooks, and PCI compliant widgets to deliver payments seamlessly.
Podcasts & Webinars
Case studies & testimonials
The time saved by eliminating the manual processing is exponential, giving the staff a huge morale boost along with the ability to direct their energy to more high-level tasks.
Videos
Pressroom
Pressroom
About Us
For over 30 years Corporate Spending Innovations has been focused on revolutionizing digital payments. We understand the intricacies of accounts payable. We’ve developed innovative payment solutions that automate and optimize the payment mix, in favor of more efficient and lower-cost payment methods. Our cloud-based payments platform, travel solutions and global-fleet fuel cards are designed for mid-size and enterprise businesses, across all industries. We automate 100% of B2B payables including virtual credit card, B2B Payments Network, ACH, and check. Our solutions eliminate manual processes and reduce costs with an opportunity to earn net new income. Corporate Spending Innovations is part of Edenred, the global leader in payment solutions for the working world, EDEN:PA.
About Us
For over 30 years Corporate Spending Innovations has been focused on revolutionizing digital payments. We understand the intricacies of accounts payable. We’ve developed innovative payment solutions that automate and optimize the payment mix, in favor of more efficient and lower-cost payment methods. Our cloud-based payments platform, travel solutions and global-fleet fuel cards are designed for mid-size and enterprise businesses, across all industries. We automate 100% of B2B payables including virtual credit card, B2B Payments Network, ACH, and check. Our solutions eliminate manual processes and reduce costs with an opportunity to earn net new income. Corporate Spending Innovations is part of Edenred, the global leader in payment solutions for the working world, EDEN:PA.
Customer driven products
Customer feedback is an integral part of our product roadmap. Our modern payment solutions are easy to use and designed to seamlessly integrate with existing workflows and ERPs. We unveil new products and ideas to our advisory board each year, giving us the opportunity to elevate our think tank and put our payment innovations to the test.
Changing the way businesses pay
The possibilities are endless and so is our pursuit. Whether developing innovative ways to leverage traditional card networks, addressing travel payment challenges, or helping companies manage their fleets, our product teams are continually evolving the way businesses pay and get paid.
Corporate Spending Innovations’ highly secure payment products follow strict compliance guidelines, reduce fraud, and simplify reconciliations. With one payment file uploaded to CSI Paysystems, customers can automate 100% of their B2B payables in the method of their choice: virtual card, ACH, B2B Payments Network, check or FX.
Meet the Leadership Team
Benefits and perks
We are committed to providing a flexible, responsive workplace that enables all employees to find a personal balance between work and their family/personal responsibilities. Our comprehensive benefits package includes competitive health care plans, retirement plans, and well-being programs. Our goals are to support our employees and ensure they have the support they need to be at their best in every area of their lives.
Healthcare: Medical, Dental, and Vision
401K
Paid Time Off
Work from home options
Hot and cold beverages, lunch and snacks
Any trading partner, ERP, bank, Fintech, or payment rail. We’ve got you covered.
Smart insights into your cash flow, spending, and operations. At your fingertips.
Eliminate the manual tasks that bog your team and your business down.