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Payments solutions for every business in every industry

Cut costs. Increase efficiency. Reduce fraud. Generate new revenue. Smart payment solutions can make it happen.

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Security and Automation

Fast. Efficient. Secure. On time. These are the attributes of our B2B payments platform.

Efficiency and Speed

Increase productivity and reduce time spent processing payments.

Revenue and Cost Savings

Earn revenue on digital payments and reduce payment processing costs.

Full Invoice-to-Pay Automation

Our best-in-class technology and services help to automate, optimize, and monetize B2B payments. Learn more about our end-to-end solution.

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Accounts Payable Automation

Let’s streamline your payments operations and get full visibility into every payment you make. It’s time to eliminate high processing fees and remove the fraud risk that come with paper checks.

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Tailored Payments Processing

Our platform was built to provide you with full flexibility to manage your own business. We’ll integrate with the financial tools you already use, and provide you with full control over card authorizations. See every payment your company makes.

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Payment Options

Virtual Cards

Whether your business already accepts card payments or wants to start accepting card payments, we provide the most secure form of payment, virtual cards.

Virtual cards are highly secure, single-use cards that reduce costs by minimizing manual processes and fraud associated with other forms of payments such as checks. Experience faster reconciliations and real-time controls for compliance.

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B2B Payments Network

Securely transfer funds directly into your bank account, eliminate manual data entry, and easily reconcile using our automated data feeds or APIs that include invoice-level details.

Additionally, you’ll have access to our vendor-friendly portal for on-demand payment data and history.

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Payment types

Each supplier has unique payment requirements. CSI’s platform can deliver on all of them. Virtual card. ACH. B2B Payments Network. Foreign exchange (FX). Check. If it’s a payment method, we handle it.

Virtual Cards

Virtual Cards

Secure, single use, electronic credit cards.
ACH

ACH

Virtual cards are not accepted? Use Automated Clearing House transfers to make fast and secure payments.
B2B payments network

B2B payments network

We took ACH and made it better. See invoice-level details for each transaction through our payments platform.
Ghost cards

Ghost cards

A virtual card type used for recurring transactions to the same supplier or multiple transactions across various suppliers.
Foreign exchange

Foreign exchange

Payments in 18 countries and 140 currencies.
Check

Check

Your suppliers require check payments? Not a problem. Corporate Spending Innovations will seamlessly process those payments for you.
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How it works

Simple, secure and streamlined business payments.

1

Simple

Simple integration with any ERP. We make it easy to get your payments data into our platform. Upload a single native file from your ERP into our payments platform or directly integrate using our APIs or FP services for automated data transfes. See our integrations partners.

2

Supplier enrollment & enablement

Ready to get your suppliers onboarded? We'll launch a supplier enrollment campaign on your behalf to ensure easy disbursement of virtual card, ACH, check, network, or foreign exchange (FX) payments. We work with you and your suppliers to optimize your payment relationship.

3

Flexible

Built for your unique processes. Set your internal controls, manage workflows, establish approval parameters, define reconciliation options, and gain full visibility into all of your payments.

4

Income opportunity

Schedule your first "payment run" and start sending payments. See your Accounts Payable shift from a cost center to a revenue generator as you earn rebates on all virtual card and proprietary network payments.

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What to Expect

A fast, flexible and secure platform that issues and processes virtual card payments.

  • Card creation, authorization, and settlement via APIs
  • Modern architecture for open and flexible integrations
  • Risk management
  • Data analytics
  • Negotiated Transaction Fees
  • Dedicated BIN(s)
  • Development and support services
  • Compliance services
  • PCI-DSS compliant
What to Expect
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Access & reporting

  • Order new or replacement cards
  • Update, add or replace driver identification
  • Change card purchasing parameters and control settings
  • View reports with transaction detail and billing information
  • Web-based training
  • Biodiesel reporting
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Travel booking tool
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Travel booking tool

In partnership with AmTrav, book and pay for business travel, including air, rail, hotel, and cars, by leveraging virtual card corporate travel payment solutions. Once the trip is booked, give travelers full access to trip details and resources, hotel authorization forms, and on-the-fly business travel payments through the CSI Go mobile app.

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Travel booking tool
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Travel booking tool

In partnership with AmTrav, book and pay for business travel, including air, rail, hotel, and cars, by leveraging virtual card corporate travel payment solutions. Once the trip is booked, give travelers full access to trip details and resources, hotel authorization forms, and on-the-fly business travel payments through the CSI Go mobile app.

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12000+ customers trust us with their payments.

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Features

Our platform is pressure-tested to combat fraud, reduce risk and uphold compliance requirements.

Access through robust APIs. Receive real-time updates through webhooks.
Set and customize payment controls.
Dual issuing: Visa and Mastercard with multiple interchange levels.
Flexible and customizable transaction-level reporting.
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Our Solutions

CSI’s API capabilities offer flexibility to develop and integrate to your preferred system. Deliver easy, secure virtual credit card payments for air, rail, hotel and car rentals.

Turn Payables Into Profit

Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.

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Digital Payment Processing Your Way

Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.

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Corporate Travel: You've Reached Your Destination

Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.

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Fleet Solutions Driving Down Costs

Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.

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“Corporate Spending Innovations’ flexible and advanced payment technology is what makes their solution superior within the Fintech space. Corporate Spending Innovations understands the needs and demands of the market and is able to remain nimble and flexible in a fast-moving industry.”

Dominique Fracchia,
Head of Commercial Card at Bank of the West
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It just works.

Some of our customers asked great questions before they made the decision to work with Edenred Pay

  • Will your solution work with my existing ERP system?

Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.

  • Will your solution work with my existing ERP system?

Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.

  • Will your solution work with my existing ERP system?

Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.

  • Will your solution work with my existing ERP system?

Corporate Spending Innovations integrates with over 400 accounting systems and has partnerships with many of the top ERPs in the industry.

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Big gains. No pain.

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Follow the digitization trend

Digitization in payments is happening fast, bringing efficiency, security, and new business models.

$120 Trillion

Global B2B Payments Volume.

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Follow the digitization trend

Digitization in payments is happening fast, bringing efficiency, security, and new business models.

$18.7 Billion

US annual losses from check fraud.

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Customers love us.

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Streamlining your payments.

Streamlining your payments.

Focus

Let us focus on your business payments so you won’t have to. Your dedicated team will take you on a journey to become a “paperless” AP environment.

Resources

Do you have the resources needed to optimize your payments? Don’t worry, we do.

Onboarding

From supplier enrollment to ongoing enablement, we’ll onboard your supplier and optimize your payments mix.

One Action

With one file upload or API connection, we handle 100% of your payables, virtual card, ACH, B2B Payments Network, and check.
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Long story short: We’re your payments experts.

Corporate Spending Innovations has spent over 20 years focused in one area…digital payments. We understand the intricacies of Accounts Payable.

Corporate Spending Innovations has spent over 20 years focused in one area…digital payments. We understand the intricacies of Accounts Payable.
We offer Accounts Payable Automation, Card Issuing and Processing, Travel and Fleet/Fuel payment solutions that help grow your business.
You can trust Corporate Spending Innovations – an Edenred Company – the global leader in payment solutions for the working world.
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Strategic partnerships

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Client success

Shawn Hull, CEO of Blue Coast Savings Consultants, shares how CSI has significantly improved their position with clients by offering an automated payment solution and various payment methods that alleviate a major hurdle for CFOs.

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Interested in partnering with CSI? Please complete the form below.

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Trusted by regional, national & global financial institutions

Trusted by regional, national & global financial institutions

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Trusted by regional, national & global financial institutions

Trusted by regional, national & global financial institutions

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Payments automation

Supercharge commercial card business, generate new revenue, and expand your treasury profile of payments and cash management-related services. Our end-to-end payments solution is compatible with a variety of connectivity platforms to manage all of your commercial customers’ payments including: virtual card, ACH, proprietary network, check, FX, wire, and real-time payments.

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Financial institution partnership: How it works

To build a strong partnership, we begin by assessing your goals, objectives and overall needs to determine the appropriate Corporate Spending Innovations’ assets to leverage. We will assemble a tailored approach designed to deliver on your business goals. These are some common partnership models:

1

Technology-Only Partnerships

License CSI Paysystems and maintain a user interface with your brand front and center. You manage the program support functions or leverage the option to supplement your current program management capabilities with one or more of our support services such as implementation or vendor enrollment support.

2

Full-Service Technology Partnership

In addition to a comprehensive, white-labeled technology solution, our full-service partnership will include program management expertise through marketing, sales training and support, implementation, relationship management, vendor enrollment, manual payment processing, and payment file-mapping.

3

Referral Partnership

Protect your core treasury management revenues by referring your corporate clients and integrated payables opportunities to Corporate Spending Innovations and our team will do the rest. Your customer will receive branded access to CSI Paysystems along with industry leading program management services. Your client will modernize their payables and your bank will share in the proceeds.

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What to expect

One Platform, Multiple Payment Modalities

Revenue

Revenue

Create a winning proposition for both you and your commercial customers by solving B2B payment challenges.
Growth

Growth

Build long-term growth by offering a full suite of innovative payment solutions and a seamless accounts payable experience for your customers.
Innovation

Innovation

Collaborate with our agile teams to develop cutting-edge solutions in the corporate spending space.
Support

Support

An end-to-end solution that includes training, vendor enrollment, and award-winning customer service from AP-certified teams.
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Partner Flexibility

Multiple partnership opportunities delivering an immediate competitive advantage. Create extraordinary value to retain key commercial banking customers and acquire new treasury relationships.

Security You Can Trust

We take compliance seriously and ensure best practices company wide with ongoing policy reviews. Every employee is PCI DSS trained from day one and our internal compliance team holds Accredited ACH Professional (AAP), National Check Professional (NCP), and Certified Anti-Money Laundering Specialist (CAMS) certifications.

Industry Leading Enablement

We know a thing or two about building relationships in the B2B sector. We consistently achieve more than two times the industry average for onboarding card-accepting suppliers for commercial clients. That adds up to more secure virtual card spend and increased revenue generation for your FI.

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Testimonials

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“Corporate Spending Innovations’ flexible and advanced payment technology is what makes their solution superior within the Fintech space. Corporate Spending Innovations understands the needs and demands of the market and is able to remain nimble and flexible in a fast-moving industry.”

Dominique Fracchia,
Head of Commercial Card at Bank of the West
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“Corporate Spending Innovations has been a great partner. They understand the various card programs and how to make their payables program work for the benefit of our bank and our customers.”

Matt Minchow,
Executive Vice President at CIT Bank
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Embracing the Power of Collaboration, One Partner at a Time.

A best-in-class solution builds upon a strong product foundation. Software integrations that offer customers new features or ease of use extends the value/capabilities for a competitive advantage.

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Technology Partnership Options

  • Referral and Integration

Referral of Partner’s customers and prospects. SFTP or API integration between Partner’s platform and CSI Paysystems that directly syncs vendor data, payments data, and reconciliation data.

  • Embedded

Seamless integration into Partner’s OEM. Experience leveraging CSI’s secure APIs, webhooks, and PCI compliant widgets to deliver payments seamlessly.

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Benefits

CSI’s API capabilities offer flexibility to develop and integrate to your preferred system. Deliver easy, secure virtual credit card payments for air, rail, hotel and car rentals.

Reconciliation

Reconciliation

Single-use virtual card numbers simplify reconciliation with the full details behind every transaction.

Innovations

Innovations

Your business never stops. Neither do we. Access the most innovative, secure payment solutions for your clients.

Reporting

Reporting

Gain access to all required reporting data for you and your end-user through robust APIs.

Support

Support

You can count on us to provide a dedicated team that’s ready to assist you and your clients for all travel payment requests.

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Podcasts & Webinars
Podcasts & Webinars
Blog
Blog
White Papers
White Papers
Case Studies & Testimonials
Case Studies & Testimonials
Videos
Videos
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Pressroom
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Blog

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Pressroom

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Pressroom

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About Us

For over 30 years Corporate Spending Innovations has been focused on revolutionizing digital payments. We understand the intricacies of accounts payable. We’ve developed innovative payment solutions that automate and optimize the payment mix, in favor of more efficient and lower-cost payment methods. Our cloud-based payments platform, travel solutions and global-fleet fuel cards are designed for mid-size and enterprise businesses, across all industries. We automate 100% of B2B payables including virtual credit card, B2B Payments Network, ACH, and check. Our solutions eliminate manual processes and reduce costs with an opportunity to earn net new income. Corporate Spending Innovations is part of Edenred, the global leader in payment solutions for the working world, EDEN:PA.

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About Us

For over 30 years Corporate Spending Innovations has been focused on revolutionizing digital payments. We understand the intricacies of accounts payable. We’ve developed innovative payment solutions that automate and optimize the payment mix, in favor of more efficient and lower-cost payment methods. Our cloud-based payments platform, travel solutions and global-fleet fuel cards are designed for mid-size and enterprise businesses, across all industries. We automate 100% of B2B payables including virtual credit card, B2B Payments Network, ACH, and check. Our solutions eliminate manual processes and reduce costs with an opportunity to earn net new income. Corporate Spending Innovations is part of Edenred, the global leader in payment solutions for the working world, EDEN:PA.

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Customer driven products

Customer feedback is an integral part of our product roadmap. Our modern payment solutions are easy to use and designed to seamlessly integrate with existing workflows and ERPs. We unveil new products and ideas to our advisory board each year, giving us the opportunity to elevate our think tank and put our payment innovations to the test.

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Changing the way businesses pay

The possibilities are endless and so is our pursuit. Whether developing innovative ways to leverage traditional card networks, addressing travel payment challenges, or helping companies manage their fleets, our product teams are continually evolving the way businesses pay and get paid.

Corporate Spending Innovations’ highly secure payment products follow strict compliance guidelines, reduce fraud, and simplify reconciliations. With one payment file uploaded to CSI Paysystems, customers can automate 100% of their B2B payables in the method of their choice: virtual card, ACH, B2B Payments Network, check or FX.

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Meet the Leadership Team

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David Disque
David Disque
President Payment Automation
Jason Kolbenheyer
Jason Kolbenheyer
Chief Product Officer
Marc Divay
Marc Divay
CEO / General Manager Edenred Pay North America
Olivier Raguis
Olivier Raguis
Chief Financial Officer
Tim Millhouse
Tim Millhouse
Chief Technology Officer
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Benefits and perks

We are committed to providing a flexible, responsive workplace that enables all employees to find a personal balance between work and their family/personal responsibilities. Our comprehensive benefits package includes competitive health care plans, retirement plans, and well-being programs. Our goals are to support our employees and ensure they have the support they need to be at their best in every area of their lives.

Healthcare: Medical, Dental, and Vision

Healthcare: Medical, Dental, and Vision

401K

401K

Paid Time Off

Paid Time Off

Work from home options

Work from home options

Hot and cold beverages, lunch and snacks

Hot and cold beverages, lunch and snacks

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Contact us

Corporate Headquarters
3301 Bonita Beach Road,
#300
Bonita Springs, FL 34134

Corporate Sales:
866-998-0437

Client Support:
844-399-4357

New York, New York
222 Broadway, 20th Floor
New York, NY 10038

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Connectivity
Connectivity

Any trading partner, ERP, bank, Fintech, or payment rail. We’ve got you covered.

Transparency
Transparency

Smart insights into your cash flow, spending, and operations. At your fingertips.

Simplicity
Simplicity

Eliminate the manual tasks that bog your team and your business down.